Disclosures.

Important Information

IRS Circular 230 Disclosure: Reside Capital Partners, LLC and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with Reside Capital Partners, LLC. of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.

This material is intended to inform you of products and services offered by Reside Capital Partners, LLC and its affiliates.

If reference is made to a product or service offered by any bank or financial institution, or its brokers or dealers, the obligations and the securities sold, offered or recommended are not deposits and are not insured by the FDIC, the Federal Reserve Board or any other governmental agency.

Reside Capital Partners, LLC and its subsidiaries do not render accounting, legal or tax advice. Estate planning requires legal assistance. Consult with your independent advisors concerning such matters.

Products may not be suitable for all individual investors. Contact your Reside Capital representative for more information regarding specific product offerings. Additional information is available upon request.

Past performance is no guarantee of future results.

Investment products: Not FDIC insured • No bank guarantee • May lose value